Best Smartphones Under 20000 in India 2019 (with Great Cameras)

Last Updated on 2019-10-27 by Shivam Setia

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Looking for a midrange smartphone at a price of around 20000? You are at the right place. In this article, we have covered the top 10 best smartphones under 20000 in India 2019 with great front and rear cameras. We have sorted through hundreds of smartphones launched in 2019 to compile this list. You will see that we have listed smartphones from Samsung, Honor, Mi, Moto, Realme, Oppo, Vivo, Huawei.

So what can you expect from a smartphone priced at around Rs. 20000? First, you will see that the build of smartphones is a glass sandwich design which has been a thing for the last 1 year or so. The display on most phones is 6.2 inches to 6.5 inches with a 19:9 or 21:9 aspect ration and over 90% screen to body ratio.

Inside you will see 4GB to 8GB RAM and 64GB to 128GB of storage on most phones. 64 gigs of storage should be enough for most of the users for storing data, pictures, music, and videos. 4GB of RAM is sufficient to handle multitasking so you won't face issues with that. The phones listed here are priced between 15000 and 20000. If you to spend less, take a look at the best phones under 15k.

The phones on this list have amazing cameras as well. Some of them have dual, triple or quad rear and front cameras as well to take bokeh effect pictures which are also known as portrait mode. Selfies have been in focus from last year, so front cameras also have high resolutions ranging from 13MP to 32MP.  Some of the latest phones also have wide-angle and macro lens cameras.

Let's take a look at the best smartphones under 20000 in India.

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Here's the list of Best Smartphones Under 20000 in India 2019 (with Great Cameras)

1. Realme XT

Realme XT is Realme's midrange phone and it comes with some exciting hardware. Realme XT is a great looking phone with a reflective back design and a large 6.4 inch AMOLED display on the front. Underneath the display, there is a fingerprint sensor that performs well. The AMOLED display is really good with great colors, good viewing angles, and decent brightness. 

Realme has provided a very dynamic camera setup on the back. There is a 64MP primary camera, 8MP wide-angle camera to capture more in a single frame, a 2MP depth sensor for portrait mode pictures and a 2MP macro lens for taking close up shots of small objects. On the front, there is a 16MP camera for taking selfies. Overall, the camera performance of the Realme XT is really good. It can take some great pictures in outdoor conditions with good colors, contrast, and saturation. The pictures taken indoors are good but not that great.

The Realme XT is powered by Snapdragon 712 processor. There is a massive 8GB of RAM and 128GB of storage. Realme is using UFS 2.1 storage which is great to see in a mid-range smartphone. Overall, the hardware is great and can handle heavy games and multiple apps with ease. If 128GB is not enough for you, there is a MicroSD slot available which can be used to increase the storage by up to 256GB.

The battery inside is 4000 mAh and the phone supports fast charging. It comes with a fast charger inside the box and it charges the phone in less than 2 hours. The battery backup of the device is good and will last for 1 to 1.5 days depending on your usage.

Realme XT is one of the best smartphones under 20000 with a great display, powerful internal hardware, and very capable camera setup. 

Realme XT is one of the best phones under 20000
Storage-RAM128 GB-8 GB
Display16.26 cm (6.4 inch) AMOLED
Resolution1080 x 2340 Pixels
Back Camera64MP + 8MP + 2MP + 2MP
Front Camera16MP
Battery Capacity4000 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9.0
ProcessorQualcomm 712
Weight183 g
Pros
Gorgeous Design and Display
Powerful Internal Hardware
Quad Rear Camera Setup
Good Battery and Fast Charging
Plenty of Storage
Cons
Color OS

Price and Available Offers

Here is the link to check the latest price of Realme XT:

Flipkart Buy Button of one of the best phones under Rs 20000

2. Vivo S1

Vivo S1 has a 6.38 inch Super AMOLED display which has an FHD+ resolution and is one of the best display you see for under 20000 smartphones. It is the first phone from Vivo in the Style series. The display is bright, sharp and has good color reproduction. The phone also looks good with a dewdrop notch and minimum bezels. The back of the phone is build of polycarbonate with a glass finish. It comes in Diamond Black and skyline blue colors and both of these variants look truly amazing. There is a TPU case and headphone bundled in the box.

It is powered by the MediaTek Helio P65 processor and has 4 GB RAM with 128 GB storage. The storage can be expandable up to 256 GB using a dedicated slot. This phone scores around 1,38,000 on the AnTuTu benchmark and the phone works well for all the day to day tasks and multitasking. 

There is a triple rear camera having a 16MP primary sensor, 8 MP ultra-wide sensor and a 2 MP depth sensor. The front camera is a 32 MP sensor that is placed inside the upfront notch. The camera app comes with multiple modes and AI capabilities to click pictures and shoot videos. Vivo S1 clicks pictures with punchier colors and sharpness. Both indoor and outdoor images look perfect with very little noise for indoor low light shots.

There is an in-display fingerprint sensor and the phone also supports face unlocking. Both methods work fast and are accurate. It has FunTouch OS 9 based on Android Pie which is smooth to use but has some preinstalled app.

There is a 4500 mAh battery which gives a backup of around 1.5 days. The phone supports and bundles 18W output fast charger, however, it has a micro USB port.

Overall the phone works smoothly and has one of the best looks, design, and display. For a price of under 18000, Vivo S1 is one of the most stylish phones under 20000 in India in 2019.

Storage-RAM128 GB-4 GB
Display16.21 cm (6.38 inch) Super AMOLED
ResolutionFHD+ 1080 x 2340 pixels
Back Camera16MP + 8MP + 2MP
Front Camera32MP
Battery Capacity4500 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9
ProcessorHelio P65 (MT6768)
Weight179 g
Pros
Bright and sharp super AMOLED display
Perfect design and looks
AI triple camera that captures stunning pictures
Fast in display fingerprint sensor
4500 mAh battery for 1.5 days backup
Cons
Slightly better processor with 6GB RAM would have been best.
Micro USB port but supports 18W fast charging

Price and Available Offers

Here is the link to check the latest price of Vivo S1:

Amazon Button for buying best mobile phones under 20000

3. Mi A3

MI A3 is the next Android One smartphone from Xiaomi and makes up for the shortcomings of MI A2 in terms of pricing and features. This smartphone has a 6-inch HD+ display with 1520 x 720 pixels resolution, which is on the lower side however the AMOLED display somewhat covers up the low resolution. The display has decent colors and good brightness levels.

It has a glass design at the back which looks stunning and is available in three colors. The front display has a dewdrop notch design to hold the front camera. There is Gorilla Glass 5 protection at both front and back.

It is powered by the snapdragon 665 with 4GB and 6GB RAM variants along with 64 GB and 128GB storage which is expandable up to 256 GB using the hybrid slot. The performance for day to day usage goes fine and you can play mid-levels games with much issues. This phone scores an Antutu of around 143000.

The camera under 13000 pricing holds the triple camera at the back having 48 MP Sony IMX586 sensor, 8MP ultra-wide sensor, and 2MP depth sensor. The front camera has a 32MP sensor for selfies. The camera clicks great pictures with good detailing, colors and the app has good features. The portrait shots are smooth with good edge detection and the AI features lets you beautify the images. The low light shots are good and brighter with the night mode.

It has a stock Android Pie for the software with no bloatware which is one of the best things about MI A3. There is an IR blaster at the top to control your IR based electronic products at your home.

There is a 4030 mAh compared to 3010 mAh battery on MI A2 and gives a backup of around 1 to 1.5 days depending on the apps and multitasking you do. There is a 10W charger which takes about 2 hours for a complete charge. However, the phone supports 18W fast charging via USB type C port.

Overall, Mi A3 is a great phone under 15000. The only negative point is the HD resolution display.

Storage-RAM64 GB-4 GB
Display15.46cm (6.088-inch) IPS
Resolution1520 x 720 pixels
Back Camera48MP + 8MP + 2MP
Front Camera32MP
Battery Capacity4030 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9
ProcessorQualcomm Snapdragon 665
Weight172 gm
Pros
AMOLED display
Premium design and build quality
Snapdragon 665 offers smooth day to day performance
Around 1.5 days of battery backup
Stock Android operating system
Cons
HD+ resolution is lower considering the price range
Hybrid slot for storage expansion

Price and Available Offers

Here is the link to check the latest price of Mi A3:

Amazon Button for buying best mobile phones under 20000

4. Realme X

Realme X is another sensational smartphone under 20000 from Realme. It comes with a full view 6.53-inch AMOLED display which looks absolutely amazing in terms of sharpness, color accuracy, and brightness. You are certainly going to enjoy watching movies and playing games on this smartphone. The back has a glass design which comes in Polar white and Space blue colors and both of them looks very appealing in the looks and design.

It is powered by the Snapdragon 710 and comes in 4 GB and 8 GB RAM variants. Both the variants have 128 GB of storage and are a great value for money for the performance they offer. The multitasking is super smooth and you can easily play all the games and do your daily tasks without any lag whatsoever. 

On the camera side, you get a dual rear camera with 48 MP Sony IMX 586 and 5 MP sensor and the front camera has a pop-up design which holds a 16MP sensor.  This is Realme's first phone with a pop-up camera and they have fully ensured that the build quality is solid. It has a sapphire glass for durability and protection from damage.

It has a 3265 mAh rated battery which gives a backup of 1 full day at ease. There is a USB Type C for charging and the Realme X supports VOOC Flash charging technology which quickly charges the phone in around 70 to 80 minutes.

The software is Color OS 6 based on Android Pie and it has some bloatware preinstalled however some of the apps can be removed. It has an in-display fingerprint sensor which is fairly accurate and pretty quick. 

Overall, Realme X is a gorgeous looking phone with great performance and offers excellent value for money. In 15000 to 20000 price segment, this is one of the best pop up camera smartphones you can get.

Storage-RAM128 GB-4 GB
Display16.59 cm (6.53 inch) AMOLED, OLED
ResolutionFHD+ 2340 x 1080 Pixels
Back Camera48MP + 5MP
Front Camera16MP
Battery Capacity3765 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9
ProcessorQualcomm Snapdragon 710 Octa Core 2.2 GHz AIE
Weight191 g
Pros
Premium design with a full view AMOLED display
Powerful processor and performance for under 20k budget
Amazing camera pictures with
20 W VOOC charger for fast charging.
Cons

Price and Available Offers

Here is the link to check the latest price of Realme X:

Amazon Button for buying best mobile phones under 20000

5. Motorola One Vision

Motorola One Vision is the 2019 phone from Motorola to regain its market share. This phone has a 6.3-inch screen with Full HD Plus resolution and has a unique aspect ratio of 21:9 as the phone is taller compared to other phones. Just to mention that we did not face any issue with this aspect ratio but rather watching videos was more joy than the usual phones. The back is build of gloss which looks premium and is certainly one of the best designs from Motorola.

One vision smartphone is powered by the Exynos 9609 which is supported with 4 GB RAM and 128 GB storage which can be expanded up to 256 GB using hybrid sim slot. The phone can handle most of the day to day tasks easily with smooth multitasking however we believe Snapdragon 675 which was seen on the Redmi Note 7 Pro and Samsung M40 would have been better,

Coming to the camera, the rear has a 48MP sensor with 5 MP depth sensor. The front camera has a 25 MP sensor. The pictures were beautiful with rich colors however some photos were oversaturated. Portrait and macro shots were amazing. The selfie camera also clicks shots which are detailed and crisp. Overall the phone delivers near to perfect in the camera domain for under 20000 price range.

It has a 3500 mAh battery and gives around 1 full day backup but it is less in case you are into intense gaming sessions. There is a 15W fast charger which takes about 80 to 90 minutes to completely charge. The phone retains the headphone jack and has a USB Type C for charging.  The phone is slightly thick and the camera bump does not allow it to sit flat on a table.

The big thing is the software is that you get Android One tag which is stock android and the software user experience will be very smooth. Overall it is a decent phone for under 20k price point but other phones like Galaxy M40, Note 7 Pro have edge over the Motorola One Vision.

Motorola One Vision is one of the best phones under 20000
Storage-RAM128 GB-4 GB
Display16.0 cm (6.3 inch) LTPS IPS
ResolutionFHD+ 1080 x 2520 pixels
Back Camera48MP + 5MP
Front Camera25MP
Battery Capacity3500 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9
ProcessorSamsung Exynos 9609
Weight180 gm
Pros
Amazing Looks and Build Quality
Crisp and Detailed Camera Images
Stock Android
Cons
Only 4 GB RAM
Battery Life is Below Average

Price and Available Offers

Here is the link to check the latest price of Motorola One Vision:

Flipkart Buy Button of one of the best phones under Rs 20000

6. Oppo F11

Oppo F11 has a big 6.5-inch display with a waterdrop notch. The screen has a Full HD+ resolution and has punchy colors and sharpness. The front is protected with Gorilla Glass 5. The back is build of polycarbonate material and comes with an attractive design and colors. 

It is powered by Helio P70 Processor which comes with many AI features. The performance is supported by 4 GB RAM and the internal storage is at 128 GB which can be expanded up to 256 GB using a hybrid SD card slot. Oppo F11 scores around 1,40,000 on the AnTuTu benchmark which are not the best number for an under 20k smartphone but the phone works perfectly in all day to day tasks. We played games like PUBG and the performance was smooth.

Coming to the camera, there is a rear camera with 48 MP Samsung GM1 primary sensor and 5MP secondary sensor. The front camera has a 16MP sensor. The camera performance is top notch and the images have perfect colors and saturation. The phone also supports a night mode to click best pictures in the low light conditions. So the camera is good overall however the video recording does not support 4K recording.

It has a big 4020 mAh battery which gives a backup of around 1.5 days. The phone has a micro USB to charge but supports 20 W VOOC charging so the phone supports fast charging. The software runs on Color OS 6.0 based on Android Pie which has some bloatware and not the best user experience.

The box bundles a TPU case and earphones from Oppo which is an add on to this smartphone. Overall, for a budget of under 20000, the phone is good but slightly overpriced but if you are looking for a good camera with smooth performance and attractive looks, this phone works well for you.  

Storage-RAM128 GB-4 GB
Display16.59 cm (6.53 inch) IPS LCD
Resolution1080 x 2340 pixels
Back Camera48MP + 5MP
Front Camera16MP
Battery Capacity4020 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9.0
ProcessorMTK MT6771V (P70)
Weight188 gm
Pros
Bright Display with Punchy Colors
Good Performance with Helio P70
Camera Captures Beautiful Images
1.5 Days of Battery Backup
Support VOOC Fast Charging
Cons
No 4K Video Recording

Price and Available Offers

Here is the link to check the latest price of Oppo F11:

Amazon Button for buying best mobile phones under 20000

7. Vivo V15

Vivo V15 comes with a 6.53-inch Full HD+ display which does not have a notch as it carries a pop-up selfie camera making it an excellent screen to body ratio smartphone. Vivo calls it an Ultra Full view Display. Vivo has been on spree to launch phones with a pop-up selfie camera phones and this Vivo V15 also brings in the same technology. The display is bright and has good color reproduction. In terms of design, Vivo V15 comes with a perfect gradient looks and 3D curve design to fit easily in your hand.

It comes powered with an MTK Helio P70 processor which has an Antutu of 137000 which is not the best for an under 25000 smartphone but the processor is supported with 6 GB of RAM so you can easily do the multitasking and play games with ease and without any lag. P70 has been seen in many phones and is a well-tested processor now. It has an internal storage of 64 GB which can be expanded till 256 GB using a dedicated sim slot.

 In the camera department, Vivo has always had an upper hand and this phone has solid hardware along with many AI tricks to beautify the photos. The rear camera has a triple sensor of 24 MP + 8 MP + 5 MP which makes it click amazing photos. You also get Slow motion, face beauty, time lapse, panorama, HDR among a lot of features. The front camera has a pop up selfie camera of 32 MP and both the front and rear bring out amazing photos with good color accuracy and low light shots.

Vivo V15 has Funtouch 9.0 software operating system which is based on Android 9.0. In terms of battery and charging, Vivo offers a big 4000 mAh capacity battery which offers a backup of more than a day and also supports fast charging via micro USB port so you can quickly charge your phone.

Overall, Vivo V15 is a gorgeous looking great camera smartphone under 20000 and 25000.

Storage-RAM64 GB-6 GB
Display16.59 cm (6.53 inch) Capacitive Multi-touch
ResolutionFHD+ 2340 x 1080 pixels
Back Camera12MP + 8MP + 5MP
Front Camera32MP
Battery Capacity4000 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9.0
ProcessorMTK Helio P70
Weight189.5 g
Pros
Attractive Design with Ultra Full View Display
Amazing Camera Clicks with AI Features
Good Battery Backup with Fast Charging
Great Gaming Experience and Multitasking
Cons
Helio P70 is not the best processor

Price and Available Offers

Here is the link to check the latest price of Vivo V15:

Amazon Button for buying best mobile phones under 20000

8. Nokia 7.1

Nokia 7.1 is a midrange phone which comes at a price of under Rs. 20000. It has a beautiful 5.84-inch display on the front. The display is one of the best you will see in this range. The colors look natural and viewing angles are great. It does get decently bright as well.

The processor inside is Snapdragon 636 which performs well with 4GB of RAM. There is no lag while multi-tasking and everything work smoothly. There is 64GB of inbuilt storage which can be expanded via the MicroSD slot. 

The battery inside the Nokia 7.1 is just 3060 mAh and would last for a day with medium use. With heavy use, you would need to plug it in by evening. 

The camera on the rear is 12MP+5MP dual setup and on the front is 8MP single camera sensor. The camera has ZEISS Optics and takes incredible pictures in both outdoor and indoor conditions. The phone also has a Pro mode in camera by which you take control of the finer settings. 

Overall, this is a good phone under 20000 which looks very premium and has a great camera experience.

Storage-RAM64 GB-4 GB
Display14.83 cm (5.84 inch) Pure Display
ResolutionFull HD+ 2220 x 1080 Pixels
Back Camera12MP + 5MP
Front Camera8MP
Battery Capacity3060 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9
ProcessorQualcomm Snapdragon 636
Weight160 g
Pros
Beautiful Design and Display
Feels Great in Hand
No Lag Multitasking
Good Camera Performance
Stock Android
Cons
Average Battery

Price and Available Offers

Here is the link to check the latest price of Nokia 7.1:

Amazon Button for buying best mobile phones under 20000

9. Samsung Galaxy A50

Samsung Galaxy A50 is an impressive midrange phone from Samsung. It comes with a 6.4-inch Infinity display which has a small V-shaped notch. The notch houses the front camera sensor and earpiece. The display is a Super AMOLED panel of resolution Full HD+ 1080 x 2340 pixels. The display is beautiful with peppy colors, good brightness, and decent viewing angles. Samsung makes great displays and this phone is no different. The bezels are thin and screen to body ratio is more than 90%.

The back of the A50 has a reflective design with rainbow effect at angles just like we saw on Vivo Nex. The rear camera is a triple camera setup placed vertically at the corners. The primary camera setup is 25MP + 5MP + 8MP with aperture: F1.7 (25MP) + F2.2 (5MP) + F2.2 (8MP) respectively. The 25MP camera is a color sensor with a high aperture to take in more light which means you get great low light pictures. The 8MP camera is a wide angle camera to capture more into one frame. The 5MP camera is a depth sensor for portrait mode/bokeh effect pictures. 

The front camera is also great. Samsung has provided a 25MP front camera on Galaxy A50 which takes beautiful selfies with plenty of details and natural looking colors. The front camera also has portrait mode and beautification features.

The battery inside the A50 is 4000 mAh which is good considering the display size. Fast charging is also supported to quickly charge the device. The USB port is Type C. For security, we have Face recognition unlock or an in-display fingerprint sensor. The sensor isn't that fast and might be irritating for some.

A50 comes with Exynos 9610 chipset. There is 4GB of memory and 64GB of storage. Storage can be expanded with a MicroSD card by up to 512GB. The slot is dedicated so no compromise with 2 sims. The phone handles gaming and multitasking well and there are no lags. The OS is Samsung's skin based on the latest Android 9 Pie.

Overall, this is a solid camera smartphone under 20000 with a big battery, great display, and good performance.

Storage-RAM64 GB-4 GB
Display16.26 cm (6.4 inch) Super AMOLED
ResolutionFHD+ 1080 x 2340 pixels
Back Camera25MP + 5MP + 8MP
Front Camera25MP
Battery Capacity4000 mAh
ConnectivityDual Sim
SoftwareAndroid Pie 9.0
ProcessorExynos 9610
Weight166 gm
Pros
Great Looks
Super AMOLED Display
Good Battery Backup
Good Camera Performance
Cons
In-display Fingerprint Sensor is a bit slow

Price and Available Offers

Here is the link to check the latest price of Samsung Galaxy A50:

Amazon Button for buying best mobile phones under 20000

10. Xiaomi Poco F1 64GB

Pocophone or Poco is Xiaomi's sub-brand and the Poco F1 is their first smartphone. Poco F1 looks like any other mid-range device but it packs solid flagship grade hardware. The display on Poco F1 is 6.18 inches notch display with 19:9 aspect ratio and Full HD+ resolution. There are bezels above the notch and there are bezels at the bottom as well so the device doesn't look as premium as OnePlus 6 and that's the only negaitve point of this device. The back is plastic and it is boring as well. 

Let's talk about the exiciting part which is the internal hardware. Poco F1 packs the flagship processor Snapdragon 845. The pricing of Poco F1 starts at 20999 and it comes with a Snapdragon 845 chipset which is incredible. The most affordable handset till now was Asus Zenfone 5Z and the Poco F1 is priced 9000 lesser that that.

There are 3 variants available: 6GB-64GB, 6GB-128GB and 8GB-258GB. The 6-64 variant is priced at 17990, the 6-128 variant is priced at 20990 and the highest variant with 8GB 256GB is priced at 27999. Even the lowest variant provides 6GB of RAM and 64GB of storage which will be more than enough for most of the users. 

Xiaomi Poco F1 runs on MIUI. The UI has changed though, thanks to the Poco launcher. It looks more like Stock Android now but it is not. There are a lot of customizations and it is still bloated with extra apps. Still, powerful chipset and plenty of RAM ensures that there is no lag even with the heaviest games like PUBG which run smoothly on Poco F1. The F1 also has liquid cooling which helps to keep the temperature in control to prevent throttling. 

The camera on the rear is 12MP+5MP dual camera. The 5MP depth sensor helps in taking portrait mode pictures with blur effect. The front camera is 20MP and takes excellent selfies. Overall camera performance is great. Pictures are sharp and detailed with good colors and brightness. 

The battery inside the F1 is 4000 mAh which is great and is one of the best you would find on modern day flagships. It would last for 1.5 days easily with medium usage. 

Overall, Poco F1 is an incredible smartphone which provides excellent value for money. If you are a power user and need the best hardware at 20-25k price, Poco F1 should be your choice.

Storage-RAM64 GB-6 GB
Display6.18 inch IPS
ResolutionFHD+ 2160 x 1080 pixels
Back Camera12MP + 5MP
Front Camera20MP
Battery Capacity4000 mAh
ConnectivityDual Sim
SoftwareAndroid Oreo 8.1
ProcessorQualcomm Snapdragon 845
Weight180 g
Pros
Snapdragon 845 Processor
Big Battery
Good Camera
Incredible Performance
Excellent Pricing
Cons
Average Looks

Price and Available Offers

Here is the link to check the latest price of Xiaomi Poco F1 64GB:

Amazon Button for buying best mobile phones under 20000

So that was our list of best smartphones under 20000 with great cameras. We hope it was helpful and you were able to find a new smartphone for yourself. If you need better gaming performance, take a look at the best smartphones under 30k. If you are still confused then we will help you out. Take a look favorites below:

Our Favorite Smartphone Under 20000

We have 2 favorite phones under 20000. 

The first pick is Poco F1 from Xiaomi which has redefined the budget segment by introducing the most powerful Snapdragon 845 and brilliant camera quality. It is exclusively available on Flipkart.

Buy Poco F1 from Amazon

Our 2nd pick is the Realme XT. It comes with a beautiful design, AMOLED display, 4000 mAh battery, quad rear cameras, 8GB RAM and 128GB storage.

Buy Realme XT from Flipkart